Fio Wealth Pty Ltd · Melbourne VIC ceo@fiowealth.online

Our Services

Practical, outcome-focused business and consulting services for individuals, sole traders, small businesses and established enterprises across Melbourne VIC and Australia-wide.

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What We Do

Every engagement begins with understanding your position and your goals. From there, we tailor a clear plan, agree on scope and fees up front, and deliver work you can act on with confidence. Choose from our core service areas below, or contact us for a combined package.

Business advisor reviewing strategy documents at a desk

Business Advisory

Independent, practical advice for owners making significant decisions. We help you assess opportunities, structure growth plans and avoid costly missteps.

  • Business health checks and diagnostics
  • Expansion, acquisition and restructuring advice
  • Succession and exit planning
  • Board and owner support on key decisions
Financial planning documents and calculator on an office desk

Financial Strategy & Planning

Clear financial direction for individuals and businesses, built on realistic numbers and achievable milestones rather than guesswork.

  • Cash flow forecasting and budgeting
  • Long-term wealth and retirement planning
  • Investment structure and strategy reviews
  • Scenario modelling for major decisions
Modern commercial building facade in a business district

Tax & Compliance Support

Stay compliant and confident. We coordinate lodgement schedules, review your obligations and help you plan ahead of deadlines.

  • Annual tax planning and preparation support
  • ABN, GST and business registration guidance
  • Record-keeping systems and process reviews
  • Liaison and documentation for compliance matters
Consultant presenting a growth plan on a whiteboard

Growth & Operations Consulting

Turn ambition into a working plan. We analyse where your business performs well and where margins, systems or people can be improved.

  • Operational efficiency and process reviews
  • Pricing and margin analysis
  • Systems, reporting and workflow improvements
  • Performance dashboards and KPI frameworks
Laptop showing business analytics dashboard on a desk

Startup & Small Business Support

Launch and grow with the right foundations. We guide new business owners through registration, structure, planning and early-stage financial discipline.

  • Business structure selection and setup guidance
  • Business plans and funding-ready financials
  • Startup budgeting and break-even analysis
  • Ongoing advisory retainers for early growth
Professional working through client records and reports

Review & Assurance Services

Independent review of your records, reports and internal controls so you can rely on the numbers and demonstrate credibility to stakeholders.

  • Internal controls and risk assessments
  • Financial report reviews for lenders and investors
  • Grant and compliance documentation support
  • Independent second-opinion reviews

How We Work

A straightforward process, from first contact through to delivery and ongoing support.

1

Initial Consultation

Get in touch by email and we will arrange a no-obligation discussion about your situation, needs and timelines.

2

Proposal & Quote

We provide a written scope of work with clear deliverables, timelines and fixed fees so there are no surprises.

3

Delivery

Our team completes the agreed work, keeps you informed at every stage and explains findings in plain English.

4

Review & Ongoing Support

We walk through the results with you, answer your questions and can support you on an ongoing basis if needed.

Ready to get started?

Request a free, no-obligation quote and we will respond with a clear proposal and fixed pricing.